We’re here to help.
Speak to our experts and find out how you qualify for help.
- Lower monthly repayments
- Freeze interest and charges
- Write off debt you can’t afford
Or call us on 0141 566 7038
Free debt counselling, debt adjusting and provision of credit information services is available to customers by contacting MoneyHelper.
Our Services
How we can help
We know that reaching out for help with debt takes courage. When you do, you will speak to a real person who listens. WB Debtcare offers access to all formal debt solutions in Scotland and our starting point is always what is right for you.
Each solution allows you to stop making existing payments to your unsecured debts that you can’t realistically afford to pay. Instead, your repayments will be replaced with a lower, single monthly payment which is based on what you can genuinely afford.
Payment Plans
Debt Arrangement Scheme
Pay off your debts in a realistic timeframe with payments you can afford, without worrying about charges of interest.
Trust Deeds
Affordable creditor agreement
Make affordable monthly payments towards your unsecured debt, usually over 4 years. Once successfully completed any remaining unsecured debts will be written off.
Sequestration
A fresh start to your finances
Sequestration is the Scottish version of bankruptcy and may be suitable for you if you don’t have the money to pay back what you owe.
Testimonials
Over 150+ reviews on Trustpilot
About
Why choose WB Debtcare?
Behind every debt is a person – often a family – facing one of the most stressful periods of their lives. WB Debtcare’s team has spent over 20 years helping individuals across the UK take back control and move forward, by providing clear, compassionate, practitioner-led guidance that addresses not just the debt, but the much bigger impact it has on each individual involved.
With WB Debtcare, we’ll clear the path forwards and ease the burden for you and your family.
We will always speak honestly and impartially when advising on the best course of action for you.
We are the only accountancy firm in Scotland providing access to all three formal debt solutions as well as acting as payment distributor in DAS.
We are the longest serving contracted provider to the Scottish Government’s Insolvency Services framework, and can be trusted to deliver services of the highest quality.
The support you receive is overseen by our qualified Insolvency Practitioners, to ensure there’s professional accountability to find your best route forward.
Case studies
Real stories
Behind every debt problem is a person with a story to tell. Explore how our experience team has helped people across Scotland find the right debt solution, ease the burden of financial stress and move forward with confidence.
Blog and News
Practical tips and advice
Whether you’re exploring your options or simply looking for answers, our practical guides are here to help. Browse expert articles covering Protected Trust Deeds, the Debt Arrangement Scheme (DAS), sequestration (bankruptcy in Scotland) and a wide range of financial topics, all written to help you make informed decisions with confidence.
Here to help
We’re ready for your call
Whether you’re ready to take the next step or simply want to understand your options, we’re here to help. Speak to one of our experienced advisers for free, confidential debt advice with no pressure and no obligation, just clear guidance to help you move forward.
Or call us on 0141 566 7038