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A bankruptcy petition, dismissed
Debt Arrangement Scheme
A bankruptcy petition, dismissed

Our client approached us after one of his creditors had started taking steps to make him bankrupt (called sequestration, in Scotland). Although the level of debt was significant, it was evident that he had the means to repay his creditors within a reasonable period through his income if he was given time and space to do so.

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Giving space to breathe in changing circumstances
Debt Arrangement Scheme
Giving space to breathe in changing circumstances

Our client approached us at the outset of the COVID-19 pandemic. Having recently retired, her income had fallen considerably, and she was no longer able to maintain her existing debt repayments.

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TESTIMONIALS
Over 100+ reviews on Trustpilot
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William M.
July 15, 2026
Wasn’t sure what to expect tbh when reaching out for debt advice and support. Spoke with Callum and it’s been a stress free experience. Information was clear and understandable with…
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Bruce
July 15, 2026
Amazing service, Callum helped me right the way through and gave brilliant support, any questions I had he answered quick and was confidential about everything. Highly recommended.
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Adam C.
July 9, 2026
The process was made easy to understand and extremely inclusive and easy to understand. Thanks Kimberley I really appreciate all the support and guidance though this process.
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Marion
June 26, 2026
Excellant service from my very first text message. Callum has been amazing, I was really worried and embarrassed to ask for help but he put my mind at ease straight…
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Ryan M.
June 10, 2026
Probably the best decision I've made a huge weight has been lifted i can finally breathe, they're fast efficient my debt manager Paul was quick precise didn't mess around 10/10…
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Lisa R.
June 8, 2026
I knew I was digging myself further and further into a financial hole and was embarrassed by how far it had gone. Callum was so understanding and very quick at…
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