About WB Debtcare

Yes. Your initial consultation is completely free and without obligation. We’ll listen to your circumstances, answer your questions and explain the debt solutions that may be available, allowing you to make an informed decision without any pressure.

If you choose to enter into a formal debt solution with WB Debtcare then fees will apply. These will always be clearly explained by your adviser and shared with you in writing before you make any commitment. Fees are deducted from the payments you make, and you will never to be asked to pay anything over and above what you can genuinely afford.

Yes. WB Debtcare is part of Wbg Services LLP and operates within a highly regulated environment. Our experienced insolvency practitioners are regulated by the Insolvency Practitioners Association (IPA) and the Institute of Chartered Accountants in Scotland (ICAS). For DAS, we are authorised and regulated by the Financial Conduct Authority (FCA).
You can be reassured that your case will be handled to the highest professional standards.

We have also been the longest serving contracted provider to the Scottish Government for their Insolvency Services framework since 2009. That track record reflects the respect and credibility of our work.

Every financial situation is different, so we never recommend a solution until we’ve taken the time to understand your circumstances. If a Protected Trust Deed, Debt Arrangement Scheme, Sequestration or other option is more appropriate, we’ll explain why and help you make an informed decision. We provide advice tailored to your specific circumstances and firmly believe that best advice involves ensuring someone is equipped with all the relevant information to allow them to choose the option which best meets their circumstances and goals.

We will always speak honestly and impartially when advising on the right course of action.

Once you’ve completed our online form or called one of our team, we’ll review your circumstances and arrange a conversation to discuss your options. We’ll answer your questions, explain the advantages and disadvantages of each solution and guide you through the next steps if you decide to proceed.

We know that reaching out for help with debt takes courage. When you do, you will speak with a real person who listens and remains accessible throughout the process. We also recognise that speaking on the phone can sometimes feel daunting, so are happy to have initial conversations via text or email if that is easier for you.

Resolving debt is important. But most people are also hoping to minimise stress, find a sense of control, and move forward. Understanding this shapes how we work with you and assess your options.